The wife and I were planning on leaving for Canada on Wednesday. Is a special auto insurance card required for American Citizens driving their own car?Any replies are appreciated!If so, I hope our insurance company can provide it by email!

I've never had them ask for it. I stopped getting them. The last time I did, it had to be mailed to me. Not sure how it works now. Don't sweat it.

Vehicle insurance in Canada comes under provincial jurisdiction. therefore the Canada/US border guards have no interest in your vehicle insurance. If you come into contact with the police in Canada, due to an accident, driving violation or any other police investigated problem, you may be asked to produce proof of insurance by producing the card.I would therefore recommend that you have your insurance card available while driving in Canada. Here in Alberta the fine for not having one is quite substantial and not a fine I would like to get. BTC

There is nothing special from a Canadian legal perspective required to drive your personal vehicles in Canada other than the typical proof of insurance that usually comes with your policy.

Edited - duplicated what others posted at the same time. Canada Border Services agents are not concerned with your vehicle insurance. Operating a motor vehicle without proof of insurance on hand can result in a fine and request to provide a certificate.Enjoy your visit to Canada.

Have your insurance company email or fax your "canada card"....probably the only way to get it in time.

Canadian Auto Insurance Card | Good Sam Community

12 Replies

weasel4
Explorer
May 25, 2014
Vehicle insurance in Canada comes under provincial jurisdiction. therefore the Canada/US border guards have no interest in your vehicle insurance. If you come into contact with the police in Canada, due to an accident, driving violation or any other police investigated problem, you may be asked to produce proof of insurance by producing the card.
I would therefore recommend that you have your insurance card available while driving in Canada. Here in Alberta the fine for not having one is quite substantial and not a fine I would like to get.
BTC
AKSuperDually
Explorer
May 25, 2014
I've never had them ask for it. I stopped getting them. The last time I did, it had to be mailed to me. Not sure how it works now. Don't sweat it.

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Canadian Auto Insurance Card

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