Paul. As an employee of the Caravan you have to be careful what you say. Recommending a policy that turns out to beadud can result in lawsuits. I read part of the Patriot policy and gave up.. I am not a lawyer and the wording is difficult to understand. I am intrigued but wonder how they can provide coverage for such low prices. They all use the same actuary charts. But if a policy has enough exceptions and exclusions they can offer lower premiums. Buyer beware. I did see that the policies are secondary. So you first have to collect from your Canadian insurer. Sometimes if you do not have provincial coverage the secondary policy is invalid.
Moisheh
