forced winter camping sucks!

kevinbti wrote:
Why should we pay for it? Its not a maintence policy. The oven did not work as it should, this is not a covered loss. I have been adjusting claims for 30 yrs. and I am amazed what people think should be covered Glad you and your family are okay

I am very happy that the family is safe and sound.However,this illustrates one of the reasons people dislike insurance companies. By your logic if my furnace malfunctioned and burned down the house I would have to buy a new furnace out of my own pocket. Is it the same with an electrical fire and I would pay for the wiring of the new home? Who said it was a maintence issue in the first place? Are you saying if any system in the home malfunctioned and caused damage it shouldn't be covered? How ridiculous would that be? While I understand that home insurance doesn't cover wear and tear I believe it does cover catastrophic loss. I would certainly contact a private adjuster or attorney in a case like this.
RichH

Get a "public" adjuster to work for YOU. The insurance company is out to spend as little as. Possible. If you don't know exactly what your coverage is,they're not going to tell you. We had a pipe break while we were in Greece in 2001. The first floor and basement had to be gutted,furniture (antique) had to be repaired,Oriental rugs replaced and a thirty year collection of water color paintings repaired and reframed.

The insurance pushed hard for us to settle for $80K...eventual total bill was $273000. Our adjuster was worth his weight in gold. They should be paying for the use of your camper or putting you up in a hotel. You should be reimbursed for every added expense caused by your loss.

Why should we pay for it? Its not a maintence policy. The oven did not work as it should, this is not a covered loss. I have been adjusting claims for 30 yrs. and I am amazed what people think should be covered Glad you and your family are okay

X3. And replace with a used oven :)

Old-Biscuit wrote:
Glad you and family are safe and that fire didn't spread/cause further damage.

Having RV at home.......PRICELESS!!!!

X2, it could have been a lot worse.

Glad you and family are safe and that fire didn't spread/cause further damage.

Having RV at home.......PRICELESS!!!!