I have heard of people buying insurance just for the two days you travel. Not a great idea. Last time at Rocky Point we watched a fifth wheel trailer and the truck that pulled it, both burn to the ground in minutes. The Bomaderos came as soon as they could, but RV's go up very fast. Unless you are there and get to the fire immediately with some fire suppression, it doesn't have a chance. In this instance owners and friends close by were at church. Their motor home sustained a slight scorching to the front end, probably not too serious. Anybody close by with a rig, and at home, moved away because of the bad smoke. Owner of the 5th wheel and its truck had to canvass for loans, they lost it all in the fire. It was their first or second day there.