Manulife strikes again !
Will Manulife Ever Change? I am posting this on the Mexico forum as many Albertans travel to Mexico and purchase insurance from AMA. Seems these stories pop up on a regular basis. Why would any th...
Forum Discussion
Tequila wrote:
It seems it is not only Manulife...
Yes, it's not only Manulife. Voiding the policy because of wrong answers is a standard in this "business". Wrong answers don't have to be related to a particular disease that occurred during the trip. Unethical, yes. They make their own rules.
Tequila wrote:
I woudl go to your doctor with the form and ask him to fill it out and initial it, according to your medical records. So what if he charges you $100 to do it. That way if they try this stunt, you would surely beat them in court.
The very fact you have the form filled out by your GP would probably make them think twice about attempting to screw you.
Yes, they would think twice. But they won't be too scared because they have lawyers on a payroll, fulltime, whether you sue them or not, so the litigation isn't awfully high expense for them. With doctor filling the forms the chances of mistake will be lower, but there is no guarantee, and I would check and re-check the doctor's writing. The patient in that story didn't notice "OR" in the phrase "have been taking OR prescribed more than 6 meds", and so could the doctor, or doctor could make mistake when counting the meds.
