Medical coverage in Canada for U.S. Resident

bsinmich wrote:
there is a huge difference between Medicare Supplement and Medicare Advantage. Most supplement plans will have foreign coverage. Only the cheapest plans do not have foreign coverage. Plan F is the most expensive with G being similar with higher deductibles. Advantage plans can vary by whatever the company wants to include or exclude. All plans are identical by letter ID but premiums can vary from one company to another. I sold this stuff until last November when I retired for good. (78 Years old)

You know Bill, these plans are hard to understand for the average retiree. Even the guy who sold my the insurance plan was wrong on the type of coverage that I had in Canada. He told me I was only covered up to $50k. I asked him to call himself to verify what the supervisor told me, which he did and told me he was wrong and the supervisor at Atena was right. He originally advised me to buy a travelers insurance which in the end was not needed. In the end my understanding is that out of country ER visits are treated the same as in country hospitals that are not in network to the plan you pay up front and you are reimbursed the same as you would be as the plan network.