Medical Insurance for RVer while in Mexico

Canadian Rainbirds wrote:

robatthelake wrote:
The Mexican medical care facilities are state of the art. The costs are very reasonable compared to what Is charged in the rest of North America.

From what We have experienced, we would have no problem without having any add on Medical Coverage in Mexico.

Pay as We go and submit the paid receipts to Our a Provincial Medical Plan.
One important thing though is to separate the pharmaceutical portion from the Medical Bill and submit it to Our Pharmacare plan for reimbursement.

This worked fine a couple of Years ago when I got Food Poisoning while in San Carlos!

Be very careful with this: BC Medical will cover many Out of Province medical costs BUT ONLY reimburse up to the amount that they would pay to BC Hospitals. No where near US costs and less in some cases than costs in some hospitals in Mexico.

A Travel Medical policy is the only safe way to go.


Note to other Canadians: Out of Province also means travel WITHIN CANADA. Costs for some procedures in other provinces may not be covered. Nor will be repatriation cost for you to return to BC from another province or country.

If due to a car accident in Canada or USA, ICBC insurance will cover medical costs and sometimes repatriation.

Really need to pay attention to this right here. This is pretty standard with all the Provincial plans. If something would cost $1000 in your home Province to get fixed but costs $2000 where you're visiting, regardless of whether you're in another Canadian Province or the US, you're on the hook for the extra $1000.