Medical Insurance for RVer while in Mexico
There is a discussion on the BajaNomad site about someone having a major medical event while on vacation in Cabo, http://forums.bajanomad.com/viewthread.php?tid=74155. The outcome was less than favor...
Forum Discussion
Forgot to mention: built-in evac option may turn out to be completely useless. These evac plans only take you to the "closest" hospital capable of treatment. So if you are in Cabo, the insurer may decide that local private hospital is "capable". You might not want to go there because you don't trust them and don't want to pay big $$$ and then be reimbursed later, and instead want to fly to the US or Canada - but built-in evac plan won't cover this flight. Air ambulance may cost dozens thousand, and even a regular commercial flight on a short notice will cost a lot.
This is why I mentioned standalone evac plans - most of them will give you a choice of destination hospital. It's still neither a perfect, nor guaranteed solution. I remember a post where it took 14 hours from the 1st call in Acapulco to arrival in San Diego hospital, and this is during a daytime on a weekday. Imagine it happening in a small town on Friday evening. Many Mexican airports don't even work after dark.
This is why I mentioned standalone evac plans - most of them will give you a choice of destination hospital. It's still neither a perfect, nor guaranteed solution. I remember a post where it took 14 hours from the 1st call in Acapulco to arrival in San Diego hospital, and this is during a daytime on a weekday. Imagine it happening in a small town on Friday evening. Many Mexican airports don't even work after dark.
