Medical Insurance for RVer while in Mexico
There is a discussion on the BajaNomad site about someone having a major medical event while on vacation in Cabo, http://forums.bajanomad.com/viewthread.php?tid=74155. The outcome was less than favor...
Forum Discussion
PS:
Have just checked MASA. Haven't seen yet a service of this kind that would provide THAT little information on website :)
News #1, bad one: they will not take you "anywhere". They don't offer you a choice. They will only take you to a "nearest appropriate medical facility". In this, they are similar to $40 DAN or free evac included in travel medical, and consider that MASA costs upwards of $500 a year.
News #2, good one: It looks like they are not "evac plan", but rather a "ground and air ambulance plan". The only plan that says that they will take you from some place near "home" to an appropriate hospital. All other plans say that will take you to a hospital only if you fell ill (and have been hospitalized, this is a usual condition) at least 99 miles from your main home. Doesn't matter for snowbirds, as they are always away from home. For permanent US and Canadian expats in Mexico this would be a good plan.
Skymed (same expensive as MASA) is also talking about "100 miles waiver" in their documents, but it is not clear when and how they apply this waiver. From what I understood, they will transport you from location less than 100 miles from your home to a hospital, but only to nearest appropriate hospital. When incident occurred more than 100 miles from home, they will take you to a hospital of your choice.
So... As much as I don't like Skymed for making simple things sound complicated, at the same high cost as MASA they at least offer a choice of hospital to expats when those expats are traveling 100 miles from their main home.
Have just checked MASA. Haven't seen yet a service of this kind that would provide THAT little information on website :)
News #1, bad one: they will not take you "anywhere". They don't offer you a choice. They will only take you to a "nearest appropriate medical facility". In this, they are similar to $40 DAN or free evac included in travel medical, and consider that MASA costs upwards of $500 a year.
News #2, good one: It looks like they are not "evac plan", but rather a "ground and air ambulance plan". The only plan that says that they will take you from some place near "home" to an appropriate hospital. All other plans say that will take you to a hospital only if you fell ill (and have been hospitalized, this is a usual condition) at least 99 miles from your main home. Doesn't matter for snowbirds, as they are always away from home. For permanent US and Canadian expats in Mexico this would be a good plan.
Skymed (same expensive as MASA) is also talking about "100 miles waiver" in their documents, but it is not clear when and how they apply this waiver. From what I understood, they will transport you from location less than 100 miles from your home to a hospital, but only to nearest appropriate hospital. When incident occurred more than 100 miles from home, they will take you to a hospital of your choice.
So... As much as I don't like Skymed for making simple things sound complicated, at the same high cost as MASA they at least offer a choice of hospital to expats when those expats are traveling 100 miles from their main home.
