Mexwanderer in accident
Apparently Mex was involved in an accident in San Diego,ca. This was posted in the tech issue forum. He is probably frail so this might be serious. Moisheh
Forum Discussion
There are forms provided to the police by the underwriter that assures payment to a plaintiff by a defendant. An individual can have a valid policy covering millions of dollars in damages but if for some reason an adjuster cannot show up in the event of an injury accident even if the injured is solo driving his own car he is placed in detention. Many folks elect to go to a hospital with aches and pains. Sorry but aches and pains are not first-aid therefore hospital $$$$$ charges can add up in one hell of a hurry. If you owe a bill at a hospital it must be satisfied in full before you leave or those great big cops with those great big guns standing in your way will get in your face - this is and was and will be standard operating procedure down here. if you do not go to the hospital you will go to la comandancia. Pray your adjuster show up. A stack of insurance certificates a meter tall does not satisfy the cops with regard to an injury accident. Only a real live breathing insurance rep can do that. If the adjuster does not show up into a cell you go with your fifty pounds of insurance coverage "proof".
This is why I am so adamant about having a USA Surplus Line Broker who is aggressive about hustling up a rep, ASAP. If legal representation is slow or non existent the individual who cannot pay is transferred to a PRISON after a few days. yeah. One of those with the twenty foot tall walls and guard towers.
Anyone who has been around knows about the KITTO INCIDENT as elaborated detailed on Fred Metcalf's Baja Information pages. He had insurance but no legal coverage and had to mortgage his house to get released from prison. I hope his insurance company reimbursed him.
Nobody likes to hear about stuff like this but it is stupid, incarnate, to deny it does not happen. Doubt any of this? Good! Call Jim Lewis at Lewis & Lewis and he will un cross-thread your misconception.
Avoid problems by learning from people who have actually undergone processing. With an aggressive Surplus Line Broker, they get on the phone to Mexico and stay on the phone until the detainee is released. And again for you sea lawyers, this if for injury accidents not fender scrapes. I had to haul sandwiches to a reclusorio for nine days while flake-in-the-bush grade surplus line broker took their time getting a client released in Tepic. This ain't fun and it ain't funny.
If you live down here among Mexicans the tales of gringos high tailing it to the border by bus, car and airplane after an accident, are rife. That's why cops are so touchy about releasing participants in an injury accident. While handcuffing seems a bit extreme, if a cops spots someone lacing up their track shoes, who knows what will happen. This seems to be especially true if the "extraneous" driver yells and curses and acts threatening to the other party.
I drive with the utter conviction that 99.999% of other drivers have zero insurance and zero ability to pay. No joke to have your USA Surplus Line Broker on speed dial on your cellular phone. Ever see a comandancia with a TelMex pay phone down here?
Good insurance with an aggressive Surplus Line Broker is the key. No worries. But remember this - if the cops accuse a driver of driving while intoxicated Dos XX, to Tequila, to hyperventilating White Widow or snorting Babbo, the insurance company walks away. I won't even allow a soused passenger into my rig. Hire a taxi - it just isn't worth it. If injured and hospitalized, demand a blood test right away to prove innocence and thwart nefarious innuendo.
It isn't a mine field and it is nothing to stress over. Do things by the numbers and relax.
This is why I am so adamant about having a USA Surplus Line Broker who is aggressive about hustling up a rep, ASAP. If legal representation is slow or non existent the individual who cannot pay is transferred to a PRISON after a few days. yeah. One of those with the twenty foot tall walls and guard towers.
Anyone who has been around knows about the KITTO INCIDENT as elaborated detailed on Fred Metcalf's Baja Information pages. He had insurance but no legal coverage and had to mortgage his house to get released from prison. I hope his insurance company reimbursed him.
Nobody likes to hear about stuff like this but it is stupid, incarnate, to deny it does not happen. Doubt any of this? Good! Call Jim Lewis at Lewis & Lewis and he will un cross-thread your misconception.
Avoid problems by learning from people who have actually undergone processing. With an aggressive Surplus Line Broker, they get on the phone to Mexico and stay on the phone until the detainee is released. And again for you sea lawyers, this if for injury accidents not fender scrapes. I had to haul sandwiches to a reclusorio for nine days while flake-in-the-bush grade surplus line broker took their time getting a client released in Tepic. This ain't fun and it ain't funny.
If you live down here among Mexicans the tales of gringos high tailing it to the border by bus, car and airplane after an accident, are rife. That's why cops are so touchy about releasing participants in an injury accident. While handcuffing seems a bit extreme, if a cops spots someone lacing up their track shoes, who knows what will happen. This seems to be especially true if the "extraneous" driver yells and curses and acts threatening to the other party.
I drive with the utter conviction that 99.999% of other drivers have zero insurance and zero ability to pay. No joke to have your USA Surplus Line Broker on speed dial on your cellular phone. Ever see a comandancia with a TelMex pay phone down here?
Good insurance with an aggressive Surplus Line Broker is the key. No worries. But remember this - if the cops accuse a driver of driving while intoxicated Dos XX, to Tequila, to hyperventilating White Widow or snorting Babbo, the insurance company walks away. I won't even allow a soused passenger into my rig. Hire a taxi - it just isn't worth it. If injured and hospitalized, demand a blood test right away to prove innocence and thwart nefarious innuendo.
It isn't a mine field and it is nothing to stress over. Do things by the numbers and relax.
