Mexicowanderer- maybe I've been lucky all these many times into Mexico... But your synopsis is 180 degrees from what we've experienced touring in Mexico since 1999. When I first read this post I asked a few forum members I trust - those who live in Mexico.
I still enjoy Mexico and feel relatively safe if we have an accident here we have medivac insurance to get what's left of us and our motorcycle back to Maine - it's $450 usd.
Other than that, we're all good.