New and Improved Border FAQ's
DISCLAIMER: Although I believe this information was correct when I wrote it, and may still be correct when you cross the border, you have to watch out for what I call the "Red Clown Nose Contin...
Forum Discussion
Estimado Amigo,
Seguros para los chofers isn´t mandatory nor is insurance mandatory for automobiles. Anyone applying for a fianza de importacion temporal at Bancercito does not need to show any kind of insurance document.
Aqui en Mexico it is assumed that all drivers have the ability to satisfy any and all claims arising out of an accident. Of course it is absurd to think that many Mexican vehicles carry liability or any other type of insurance.
Drivers that are involved in a minor accident who have no way to prove financial responsibility are detener (arrested) and brought to the commandancia (police station)
If the accident is serious enough, drivers are arrested and must sort things out at la commandancia. If the adjudged guilty party cannot satisfy all claims against him he will spend the nexty few days in jail and then be transferred to a state prison ¿entiendes?
Mexican coverage underwritten by anyone anywhere does not agree to satisfy claims fast enough to keep a person from going to prison. Sometimes a claim can take months to sort out while the guilty party remains behind bars.
To cover this period between accident and renumeration, many Mexico Insurance ased in the states offer supplemental coverage that is solely of their own origin. This coverage may go by any one of several names: Legal Fees, Lawyer, etc. It means that the alliance of surplus line brokers in the USA have established a fast-reaction fund that their agents in Mexico can access to satisfy legal claims. When the claim is settled and the broker will get his DESPOSIT GUARANTEE back once the claim is settled.
May I suggest that anyone wishing to verify or query this information get in touch with the Lewis & Lewis brokerage in California. They have a website and toll free telephone number.
Adios,
Seguros para los chofers isn´t mandatory nor is insurance mandatory for automobiles. Anyone applying for a fianza de importacion temporal at Bancercito does not need to show any kind of insurance document.
Aqui en Mexico it is assumed that all drivers have the ability to satisfy any and all claims arising out of an accident. Of course it is absurd to think that many Mexican vehicles carry liability or any other type of insurance.
Drivers that are involved in a minor accident who have no way to prove financial responsibility are detener (arrested) and brought to the commandancia (police station)
If the accident is serious enough, drivers are arrested and must sort things out at la commandancia. If the adjudged guilty party cannot satisfy all claims against him he will spend the nexty few days in jail and then be transferred to a state prison ¿entiendes?
Mexican coverage underwritten by anyone anywhere does not agree to satisfy claims fast enough to keep a person from going to prison. Sometimes a claim can take months to sort out while the guilty party remains behind bars.
To cover this period between accident and renumeration, many Mexico Insurance ased in the states offer supplemental coverage that is solely of their own origin. This coverage may go by any one of several names: Legal Fees, Lawyer, etc. It means that the alliance of surplus line brokers in the USA have established a fast-reaction fund that their agents in Mexico can access to satisfy legal claims. When the claim is settled and the broker will get his DESPOSIT GUARANTEE back once the claim is settled.
May I suggest that anyone wishing to verify or query this information get in touch with the Lewis & Lewis brokerage in California. They have a website and toll free telephone number.
Adios,
