Forum Discussion
MEXICOWANDERER
Jun 16, 2018Explorer
Used prudently there is nothing wrong with a debit card. When CFE closed their office in a small Baja California town bills could be paid at the oficina de telegrafos for a ten peso (now 20) service charge.
When Celso went to a bigger town 75 miles distant there were 50 people in the lobby waiting in line.
He decided to go to the CFE office at the generating plant
Big sign at the counter
No aceptan cheques de ninguna forma para pagos.
So the cheque thing might be regional. For visitors the only issue about cheques is traveler's cheques are almost impossible to cash. Maybe not the case in Guadalajara, DF, or Monterrey.
I feel more comfortable using a cajero automatico attached to a real bank.
I saw a cellphone image of a HSBC ATM screen that said in Spanish that the maximum amount extractable was $4,000 pesos. This was in Tehuantepec, Oaxaca.
With all these variables it's best to keep a comfortable reserve of pesos.
And P freak'n S about bank charges I was forced to buy a pair of truck tires for $3,000 pesos which would be $6,000 pesos today. I used their Point of Sale terminal. They hooked me for a thirty four dollars bank fee then I got to pay Wells Fargo their 3% fee. Hello? That's a TEN PERCENT MEXICAN BANK FEE. Place: Siglo XXI LLANTAS. LA MIRA MICHOACAN.
Wells told me the bank fee was outside of their jurisdiction.
Sooooooo, my personal bottom line is to use cash. It avoids unpleasant surprises when checking balances online.
No biggee
When Celso went to a bigger town 75 miles distant there were 50 people in the lobby waiting in line.
He decided to go to the CFE office at the generating plant
Big sign at the counter
No aceptan cheques de ninguna forma para pagos.
So the cheque thing might be regional. For visitors the only issue about cheques is traveler's cheques are almost impossible to cash. Maybe not the case in Guadalajara, DF, or Monterrey.
I feel more comfortable using a cajero automatico attached to a real bank.
I saw a cellphone image of a HSBC ATM screen that said in Spanish that the maximum amount extractable was $4,000 pesos. This was in Tehuantepec, Oaxaca.
With all these variables it's best to keep a comfortable reserve of pesos.
And P freak'n S about bank charges I was forced to buy a pair of truck tires for $3,000 pesos which would be $6,000 pesos today. I used their Point of Sale terminal. They hooked me for a thirty four dollars bank fee then I got to pay Wells Fargo their 3% fee. Hello? That's a TEN PERCENT MEXICAN BANK FEE. Place: Siglo XXI LLANTAS. LA MIRA MICHOACAN.
Wells told me the bank fee was outside of their jurisdiction.
Sooooooo, my personal bottom line is to use cash. It avoids unpleasant surprises when checking balances online.
No biggee
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