Thanks everyone. My problem is the stability time for pre-existing conditions. Usually policies have a 90 look back. The CAT scan is considered treatment. So unstable in the 90 days. I have found 2 that offer a rider that covers "unstable" conditions up to $150,000 but I would have to qualify for the policy and then pay extra for the rider. I already have a policy that covers everything except this d.... CAT scan which is normal. TUGO is one I am looking at. Hopefully the broker will have a connection to an individual policy underwriter for just this situation.
An aside in my research on travel insurance. Did you know that if you have been drinking and it shows in a blood test that coverage may be denied? Check the exclusions carefully!!!!
