Puerto Penasco questions for first timers

We, too, have thought of going there. We read somewhere that you need a letter of permission from the lender if you are still paying on your rv or vehicle. Does anyone know if this is true.

Forgot to mention that Rocky Point is in the Free Zone-no special permits required. Look online at Google Maps for satellite photos of the route. If you head to the right at the FIRST traffic circle approaching Rocky Point, drive 1-2 miles (this is on the road to El Golfo), then make a left, heading west toward the high rise condos. This route will miss a lot of traffic and stops-an easy drive. When you get right up to the condos, make a right and you will come to a graded dirt road. Follow the signs to the Reef and Choya Bay.

I was there in June and will return for Halloween. Check with your insurance company about coverage into Mexico. I have USAA and Progressive which covers collision and comprehensive up to 75 miles south of the border. Mexicans are concerned only with liability, so I got online and bought a liability only policy for Mexico-saving a lot of money. I have driven there several times alone with friends meeting me later. Highway is good and well marked. The only tricky part is crossing Mexico 2. Signs to Puerto Penasco are well marked, and you bear off to the right after crossing highway 2(watch out for trucks).Watch your speed going through town- about 20 mph, and keep a lookout for frequent stop signs. I prefer the Reef RV Park, where you have a good chance of a spot next to the beach. They have full hookups and good WiFi, along with 2 restaurants. Playa Bonita is good, but beach front sites are always booked. If you get chosen for random inspection at the border, just have your registration papers ready and accompany the inspector into your rig. A smile and graciousness is always appreciated. You will have a great time!

We've been there three times, last time quite a few years ago, before all the bad press. We are now thinking of going back with friends next year. My information might be old but here it is anyway. The road down, once you get about 5 miles south of the border, are very good two lane roads. The drive is not very long, plan on doing all your driving during the daylight hours, crossing the border early in the morning. For your own comfort I would try to hook up with others and form a caravan, just makes everyone feel better. We went down twice with tour groups and once with a group of 5 rigs. Going through towns there are speed bumps (big speed bumps) take them very slowly. I do not know what the current paperwork is, but you get insurance before you enter Mexico and you have to check out when you leave. The RV parks are/were nice, paved, easy to maneuver, but not up to USA resort standards. Still, very nice.
Bring dump extensions and an extension cord, the hookups were not always convenient. I'll be looking forward to seeing what others now post, as it is on my list of maybes for 2016.
Happy Trails.