Forum Discussion
63-Coupe
Dec 30, 2013Explorer
Grey Mountain wrote:
I use a Capitol One CC when in Canada. There are no international transaction fees, and the ATMs provide Canadian cash at the prevailing exchange rate. We used to travel with a lot of cash, but that is not ideal. I also set up alerts with Cap 1 to notify me for international transactions and for transactions over a specified amount - in my case, $200.
Last year, another CC I use only for fuel was hacked to the tune of $9000. I could not set up the same type of alerts with this CC, so I will discontinue use of it. To their credit, they wrote off the $9k.
I will be on Vancouver Island from mid-June to early August in Artum Snowbirds area near Campbell River.
GM
I use an Amazon.ca Rewards VISA card in the U.S. for credit card purchases. That is the only one I have found so far that does not charge the 2.5% extra fee on foreign exchange. The exchange rate is set by VISA for all their credit cards so you get the same exchange rate as you would with say a TD card or an RBC card. The card is through Chase Bank and I have never had an issue with it's acceptance anywhere in the U.S. Amazon.ca VISA
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