You can read all about
transponders and the 407 here. For a single trip, it does not seem worth the bother, so the advice to take an alternate route is good.
Highway 21 (along the Lake Huron east coast) is okay, especially since the majority of reconstruction seems to be complete. The only construction this year seems to be
from Bayfield to Goderich (about 12 miles). The actual lake is not visible along the majority of the route.
You will be travelling at a busy time for the Ontario Provincial Parks there, so may not get a prime spot if you are able to get one at all.
This blogger has some interesting reviews of most of the Provincial Parks along this route. There are also private campgrounds too.
This is a good place to start looking for them.
An alternate cross-country route would be Hwy 402 to Hwy 81, then Hwy 23 to intersect with Hwy 400. Again, lots of small towns en route. If you use Google maps with Sarnia ON as your starting point and Lavigne ON as the destination, you should be able to see this route.
I will try to paste the link
here. Good luck with your plans.