Forum Discussion

Canadian_Rainbi's avatar
Feb 21, 2014

UPDATE Theft insurance info--first hand attn Canadians!

This is the email we received from Qualitas insurance after the visit by the adjuster (who was very helpful). But. . . . .


"This is the documents that you need deliver in case of total theft if the vehicle wont found in 15 days.

• Original title of the vehicle (properly endorsed)
• Original denounce of ministerio publico (where you acredit be the owner of the vehicle)
• Original certified copy from ministerio publico
• Courtesy stolen report by the state highway patrol where de vehicle es register (original)
• Copy of a recent registration of the vehicle
• Copy of the temporary permit
• All the keys of the vehicle
• Copy of you US insurance

As soon as you have all the documents, you can do the process in any office of qualita´s insurance in mexico.

Have a nice day"




I have contacted our local RCMP detachment who thought that the requirement for a report from them was a bit strange! I forwarded a copy of the email to them, we'll see what happens.

Note the requirement for original documents that were in the Jeep, and I have no idea what I can do about an original title! :h
  • moisheh wrote:
    Tequila: You sure are inconsistent. I see you all over the internet and on your own forum telling people that Mexico is as safe or safer than Canada. That is probably true. But now you are advising not having a nice vehicle as a toad and stating it should be a beater. Is your truck a beater? Do you suggest that people in Canada also have beaters? If Mexico is safer than Canada then for sure we should protect ourselves from bad guys in Canada. It's one thing to not display Bling but not having a new toad is going too far. If you are safe that precaution should not be required.

    Moisheh


    I have never stated it is safe in Mexico. It is also not safe in Canada or the US. If you want to be safe, stay home. Come to think of it that is not safe either.

    The only difference in Mexico is that dealing in a foreign language and with the police is more hassle.

    As far as being robbed, anything new & shiney is more of a target than anything old. Mexico, Canada or the US. That is just a fact.

    BTW Vancouver has the second highest rate of car theft in north America

    And to keep things in perspective: http://www.theprovince.com/news/Suspect+charged+after+violent+carjacking+rampage+across+three+Metro+Vancouver+municipalities/9355762/story.html
  • Tequila: You sure are inconsistent. I see you all over the internet and on your own forum telling people that Mexico is as safe or safer than Canada. That is probably true. But now you are advising not having a nice vehicle as a toad and stating it should be a beater. Is your truck a beater? Do you suggest that people in Canada also have beaters? If Mexico is safer than Canada then for sure we should protect ourselves from bad guys in Canada. It's one thing to not display Bling but not having a new toad is going too far. If you are safe that precaution should not be required.

    Moisheh
  • Contact your SURPLUS LINE BROKER. They are paid to iron out wrinkles and establish communications with the Mexican Underwriter.

    This is precisely WHY deciding whom your surplus line broker is, makes all the difference in the world. If you run into a "Inferior Service" snag with your surplus line broker, please report whom that service is (USA or Canada).
  • From my experience I found that they didn't want the title of the vehicle that I showed crossing the border and registered with. What they wanted was the bill of sale for the vehicle. I had mine at home in the filing cabinet. I had a certified copy made then forwarded it to Mexico. Of course its a bit different as my vehicle was recovered and I was dealing with the gov't not the insurance comp.
  • Good point however, i do have the transfer papers for my vehicle. I think I will scan and put them on my server so I cna access them.

    It seems to me that one should not use a flashy new looking jeep as a tow vehicle. Buy something old & beat up.
  • We don't use Titles in Canada! We only require the Provincial Registration to prove ownership!
  • A certified copy of the title will work.

    For others, some of the things may sound strange. Different country different system. For us it works well.
  • Since the request is being translated by the government office I would think/hope that there is some flexibility in the translation. Perhaps you must turn over all the keys in your possession. A police report from your jurisdiction is based on the idea that to do so you will have to give your home police department a sworn statement. Thus, a false report becomes a crime at your home. Original title again my just mean not a copy, thus a certified title copy would be required. Good luck, but hopefully it is just administrative CYA.
  • I especially like the one "ALL keys to the vehicle"....duh! the bad guys DROVE it away by GUNPOINT!.....guess you shoulda told them you needed to keep the keys for insurance purposes......Dennis