First of all think about how many winters do you have left to travel 1,3,5 ? Problem is you don't know. When your health or insurance costs go crazy for us Canadians, you may not be able to go. Putting it off because of the dollar is not an option for me at this point. I drastically reduce our heating costs, cancel our cell phone plans, cancel my cable and internet and anything else I can. We are taking cash to avoid credit card rip off rates and we reduce the number of meals at restaurants. We don't buy stuff we don't need while away. Many things are cheaper down south like fuel, booze and some groceries. We watch for the sales on meat etc. and stock up. It takes a bit of effort but we are not sacrificing fun in the sun and good times with our friends. Don't sit at home in the cold dark weather if you really want to go. Who knows if it will be your last winter travelling. There are no trailer hitches on a hearse. (Can't take the $ with you)