Canadians buying RV lots in Florida

pawatt wrote:

WandaLust2 wrote:

MPI_Mallard wrote:
We would like to purchase a RV lot in Florida,any suggestions on how or about financing?

Thanks in advance!

I don't know if this is true or not but was told it's cheaper to buy a lot somewhere that allows RVs and Mobile Homes (much of FL) and set yourself up. You may not need financing that way. By that I mean you buy a nice lot and have water and electricity and sewer installed yourself. In fact I did that where I live now. Or buy a lot with an old MH on it, get rid of the MH, and set up your RV for the winter. From what I have seen in FL that would be the cheapest way to go. Buying an RV lot in an RV Resort can be very costly and you'll have neighbors right on top of you. And you will have all kinds of rules and regulations about everything from disallowing screen rooms to how many pets you can have to being banned from drying anything outside your RV. It would be every bit as bad as living where there's a HOA.

To me that would be pretty boring if you like the facilities, activities and friendships made in a RV Park type setting, Who would you have Happy Hour with?

However if you are more of a loner that may be just the thing.

But there's a price to pay for those facilities, activities and friendships. You have to put up with many rules and regulations that may not be what someone wants. You have small lots with little privacy. Most don't allow the people to have campfires to enjoy or cook over. Many don't even supply picnic tables anymore. Others don't want you to use those outdoor carpets/mats as they damage the grass. There are drawbacks that have nothing to do with being a loner. And we got to know a LOT of people in the place we spent last 2 winters who had no interest in Bingo, crafts, Karaoke, sitting and putting puzzles together and other such activities. I would be close to accurate if I said only about 25 to 30% of the people there participated in those things. The only huge turnout was the covered dish dinners. They were extremely popular. One singalong we went to no more than about 10 people show up.

WandaLust2 wrote:

MPI_Mallard wrote:
We would like to purchase a RV lot in Florida,any suggestions on how or about financing?

Thanks in advance!

I don't know if this is true or not but was told it's cheaper to buy a lot somewhere that allows RVs and Mobile Homes (much of FL) and set yourself up. You may not need financing that way. By that I mean you buy a nice lot and have water and electricity and sewer installed yourself. In fact I did that where I live now. Or buy a lot with an old MH on it, get rid of the MH, and set up your RV for the winter. From what I have seen in FL that would be the cheapest way to go. Buying an RV lot in an RV Resort can be very costly and you'll have neighbors right on top of you. And you will have all kinds of rules and regulations about everything from disallowing screen rooms to how many pets you can have to being banned from drying anything outside your RV. It would be every bit as bad as living where there's a HOA.

To me that would be pretty boring if you like the facilities, activities and friendships made in a RV Park type setting, Who would you have Happy Hour with?

However if you are more of a loner that may be just the thing.

MPI_Mallard wrote:
We would like to purchase a RV lot in Florida,any suggestions on how or about financing?

Thanks in advance!

I don't know if this is true or not but was told it's cheaper to buy a lot somewhere that allows RVs and Mobile Homes (much of FL) and set yourself up. You may not need financing that way. By that I mean you buy a nice lot and have water and electricity and sewer installed yourself. In fact I did that where I live now. Or buy a lot with an old MH on it, get rid of the MH, and set up your RV for the winter. From what I have seen in FL that would be the cheapest way to go. Buying an RV lot in an RV Resort can be very costly and you'll have neighbors right on top of you. And you will have all kinds of rules and regulations about everything from disallowing screen rooms to how many pets you can have to being banned from drying anything outside your RV. It would be every bit as bad as living where there's a HOA.

You are probably going to be limited to owner financing. Not too many lending institutions will take on an RV lot anymore. Another option is use a personal loan from your bank and own the lot free and clear.

We stay in an ownership park in Crystal River Fl. We rent from an owner who has a number of lots for investment. Lot prices are way down right now but seem to have stabilized.
Talked to a realtor that handles lots here and I guess getting financing can be tough, banks do not want to handle lots with the real estate market so bad in Fl.Some motivated lot sellers will do some kind of financing to strong buyers.
I would suggest renting from owner for a season to make sure park is what you want long term.
We are at Nature Coast Landings in Crystal River.
Good luck in your search.