Leaving a trailer year round in the US.

Easy four wrote:

joebedford wrote:
How are you going to get insurance?

I have spoken to an insurance agent and they confirmed with Progressive that the trailer could be insured in Florida.
What I,m not sure on if the trailer has to be registered in Florida or can we leave the current
Ontario plates on the trailer.

Please let me know when you get the answer to that question.

Anyone can store a trailer where I keep mine, in a very secure gaited/fenced area.. All you need is a name and $50 a month.

joebedford wrote:
How are you going to get insurance?

I have spoken to an insurance agent and they confirmed with Progressive that the trailer could be insured in Florida.
What I,m not sure on if the trailer has to be registered in Florida or can we leave the current
Ontario plates on the trailer.

The border guy asked twice when we crossed into USA in December if everything was going back with us. We answered honestly and said everything. I suspect if we had said we're leaving our 5er in Florida, it would have become a proverbial big deal.

A lot of people talk about we my friend did this or that and it's fine. There's lots of stuff people do and (mostly) get away with it: smuggle, overstay 180 days, etc. Then they whine when they get caught.

If we leave our 5er, it's going to stay registered in Ontario. It seems it's no problem to get insurance on Florida if the 5er is registered here. Not sure if it's registered in Ontario. Can't get a straight answer (yet).

BTW, we bought the 5er here in Florida.

JaxDad wrote:
If the trailer was Americans registered it would be no issue, it’s not though.

I think the part folks are skipping over here is that the reason you can cross the border without paying any taxes or duty is because of an exemption that “personal possessions” can cross the border free because they will LEAVING with that person, just like your luggage or anything else you brought, I.E. cameras, phone, jewelry.

If it doesn’t leave the country with the tourist when they leave, it’s considered to be IMPORTED into the US.

Likewise, it’s technically illegal for a Canadian insurance company to sell insurance in the US as they’re not licensed to do so. That might a claim a ticklish matter.

Not true. My sister-in-law has a winter home in Zypherhills, FL. They have plenty of personal things things that they brought from home in Fort Erie (clothes, dishes, etc).

Works exactly the same way when we take stuff to our Fort Erie home from down here.

This article sums it up pretty well. Not illegal; you just need to make sure you’ve got it insured here with a US company.

https://www.primelinkinsurance.ca/blog/how-insure-rv-or-motorhome-when-you-take-it-south

If you leave your Canadian license tags on it - and they’re current - then no one is going to question whether you’re “importing” it into the US. It’s only here temporarily - no definition of “temporary”. You fully intend to take it back home - eventually. Keep it tagged Canadian and you’re fine.

Lots of people own property located in other countries. Loads of Canadians snowbirds own Park Models in our park. They get insurance through US companies. Others own cars that are left in AZ year round - nothing says you have to be a resident of the state in order to own/register car that spends all year in that state.

How are you going to get insurance?

If the trailer was Americans registered it would be no issue, it’s not though.

I think the part folks are skipping over here is that the reason you can cross the border without paying any taxes or duty is because of an exemption that “personal possessions” can cross the border free because they will LEAVING with that person, just like your luggage or anything else you brought, I.E. cameras, phone, jewelry.

If it doesn’t leave the country with the tourist when they leave, it’s considered to be IMPORTED into the US.

Likewise, it’s technically illegal for a Canadian insurance company to sell insurance in the US as they’re not licensed to do so. That might a claim a ticklish matter.

Found this for you.

Canadian storing rv in USA