Medicare...maybe we should have stayed home
well, we're at Lake Pleasant heading in the next week to Quartzsite or maybe Glamis, not sure. hubby is already enrolled in Medicare, turning 65 in December. We got the material before we left. So...
Forum Discussion
SuzzeeeQ2012 wrote:
I find Medicare to be a total ripoff. We worked all that time for Hospital Part A. B you have to pay for, and the supplemental is MORE than the 80% that Part B payments cover. For 20%, you pay more than Part B payments. RIP OFF
You have some unrealistic ideas of what insurance is all about. Did you expect to have 100% with no copays, etc. for anything? Is so, then you really didn't pay attention to what was happening for the past 50 years. Yes, you pay some each month for Part B. Was your insurance before you retired such that you never had a co-payment or never had to pay deductibles/pay part of the premium? Remember, when Medicare was first introduced, the big bills were for hospital care, because you could only get treated in a hospital. Now, most people never go to the hospital, they are treated as outpatients. So the structure has been amended over the past 50 years, but it isn't perfect.
You don't have to buy a supplemental insurance for Part A & B. In fact a lot of people, who are relatively healthy, have done the calculations and found out that they are better off not buying supplemental insurance but paying out of pocket.
As for Part D - the drug plans. That one was a total screw up by the Congress - - a real gift to the insurance companies and big Pharma. So, have you written your senators and representative with your complaints about it? And what was their response?
Barb
