Forum Discussion
spud1957
Oct 15, 2015Explorer
joebedford wrote:
We have Medipac insurance. Two seasons ago I arranged our insurance then I had enough trouble with my shoulder that I got a cortisone shot. Being a paranoid person, I phoned them and told them. They sent me a letter saying that they would not cover any shoulder problems that year, but otherwise our coverage was intact.
I asked what would have happened if I hadn't declared the shoulder problem and I had some other kind of issue. They were a bit coy, but left me with the impression that I would not have been covered because of an omission on the application.
We have Medipac again for this winter.
Yep. Insurance companies will put a lot of time and money into investigating every claim to determine if the condition was pre-existing.
Don't assume you are 100% covered. It could ruin you financially!!
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