Forum Discussion
Tequila
Sep 07, 2015Explorer
Well he wasn't thinking for sure, played Russian Roulette & lost. I see Canadians in Mexico taking chances transiting the US all the time. A lot of them just rely on Canadian medicare to pay any possible expenses in Mexico, which it will for the most part, except for American run hospitals down there, it won't cut it. I was in Hospital in Mazatlan for 3 days in Spring and my Canadian medicare was enough to cover a specialist & private room. (about $800). It was a nice hospital & excellent care. My extra travel insurance did not have to pay anything. A lot of Mexican auto insurance also covers medical evacuation, Lewis & Lewis cover medivac to Vancouver, BC. Transiting the US without coverage is foolish however, even if a medical condition does not get you, you could have an accident. The fly in the ointment is that most travel insurance companies in Canada will not cover you unless you are physcically in Canada when you buy the insurance, then they charge you the same rate as if you were going to be in the US all the time. You can get around that southbound by buying 2 overlapping policies, but its northbound that is the issue. I am looking at a Mexican insurance company that will cover people northbound in the US.
The other fly in the ointment is that when you buy travel insurance you had better tell them about every condition you have, or have had, or they will use it an an excuse not to pay out even if that condition is unrelated. That is one good reason medivac insurance is good, you can spend as little time in a US hospital as possible, assuming you can fly, and minimize the risk of a huge bill they wont pay.
The other fly in the ointment is that when you buy travel insurance you had better tell them about every condition you have, or have had, or they will use it an an excuse not to pay out even if that condition is unrelated. That is one good reason medivac insurance is good, you can spend as little time in a US hospital as possible, assuming you can fly, and minimize the risk of a huge bill they wont pay.
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