Forum Discussion
bjbear
Sep 13, 2015Explorer
Interesting post...
First off, we will continue going south for as long as possible. Certainly a minor inconvenience like a $1.30 dollar isn't going to stop us! We just adapt. Spend less on extras, eat out less often and enjoy the very much cheaper beer and wine. Tough life, but someone has to do it. I'll crawl on my hands an knees and panhandle to support mysel before I would spend a winter here in Cold Lake, Alberta. It is bad enough in the summer without having to deal with the winter.
On the subject of insurance.... You are crazy to risk travelling in the US without insurance. I know from friends and aquaintances how fast the bills can climb even for what you might think is a minor problem. Also, I am not aware of any insurance (Canadian out of province) that will willingly pay for medical proceedures. It is all about stabilizing you and getting you back to Canada for primary care. The reason I know is that my wife broke her knee a couple years ago and had to come back for surgery. Lot's of our friends said their insurance would have paid to do it in the US, but when I investigated it, all the policies were the same as ours. The friends just hadn't had to use it yet and find out the hard way. There were a few cases I found where a low cost proceedure was paid for, but in each case it was because it was cheaper to do it in the US than it was to fly the person home.
First off, we will continue going south for as long as possible. Certainly a minor inconvenience like a $1.30 dollar isn't going to stop us! We just adapt. Spend less on extras, eat out less often and enjoy the very much cheaper beer and wine. Tough life, but someone has to do it. I'll crawl on my hands an knees and panhandle to support mysel before I would spend a winter here in Cold Lake, Alberta. It is bad enough in the summer without having to deal with the winter.
On the subject of insurance.... You are crazy to risk travelling in the US without insurance. I know from friends and aquaintances how fast the bills can climb even for what you might think is a minor problem. Also, I am not aware of any insurance (Canadian out of province) that will willingly pay for medical proceedures. It is all about stabilizing you and getting you back to Canada for primary care. The reason I know is that my wife broke her knee a couple years ago and had to come back for surgery. Lot's of our friends said their insurance would have paid to do it in the US, but when I investigated it, all the policies were the same as ours. The friends just hadn't had to use it yet and find out the hard way. There were a few cases I found where a low cost proceedure was paid for, but in each case it was because it was cheaper to do it in the US than it was to fly the person home.
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