wwest wrote:
CA Traveler wrote:
Traveling "quite a ways" for a battery and paying for the privledge? You know what I'm going to say...
But if there is other value like 4% cash back on fuel, some lower priced or better values then it might be worth it.
"other value like 4% cash back...."
"CASH BACK" will always be of NEGATIVE value!
Bank charges a transaction/use fee, 7% minimum, to enable you to use their plastic rather than cash, Charges an additional 4.15 cents to provide CASH BACK card use enticement.
4.15 cents goes from YOUR "POCKET" to merchant - bank - you get 4.00 cents BACK, bank makes another 0.15 cents for EVERY transaction.
See who WINS....
Not sure of your point. There is no if any significant discount for paying cash. So for the same cash payment or the convenience of paying with a CC I get 4% or 5% cash back on fuel and other purchases.
I'm not charged any amount for getting the cash back on my 3 credit cards. None as in $0.00.
I rarely buy fuel at the CC price, usually getting the cash price with a CC. But even so with a $0.05/gallon CC increase and I still get $0.20 cash back on $4.00/gal purchase.
Works for me! :B