The choice is yours. The pros are the truck is less expensive. But it will be tougher to unload when the time comes. I spent most my life in NW Illinois. Drove lots of 2 wheel drive Fords and Chevies on icy roads. Doesn't mean I liked it. First tow veh. was 2 wheel drive 3/4 ton got stuck on wet grass. Last four trucks have all been 4 wheel drive. The last two drw. I have live in SW Fla. but I travel the country. For me it is like insurance, it has come in handy more then once. I won't leave home without it. Good luck there is no right or wrong way to go just what you want.