Forum Discussion

Gooselover's avatar
Gooselover
Explorer
Mar 30, 2022

Best RV Extended Warranty

We have just purchased a 5th wheel after being without one for quite a few years. Question is, what, in YOUR opinion, is the best Extended Warranty company?
  • Save your money on extended warranty there is too much "fine print" sorry that's not covered or you failed to .... Put the money in a just in case account in the bank. If nothing happens you have vacation money if you do need it the moneys there. Most things in the RV are under $1500 so if your handy buy what you need, A/C, water heater, heater, stove, etc, if not hire a mobile RV mechanic.
  • For liability self insurance is not an option. For repairs self insurance is the only way to go.
    Extended warranties are a money maker for the seller, but a loser for the buyer. To many restrictions and requiements, such as yearly inspections by the dealer
    at the RV owners expense. A $2K account will cover any repairs you need. If you need any repairs you are at the mercy of the dealer whether you have an extended warranty or not.
  • SDcampowneroperator wrote:
    Wharever the premium is, put it in the bank. Insure yourselves.


    Great advice......IF you know exactly where, when, and how much a repair (or repairs) is going to set you back.

    Self insuring is great if you're Amazon, but for the common man of average means it's a foolish idea. If it worked so well, everyone would self insure for car insurance, homeowners insurance, medical insurance, and long term disability insurance. Yes, I am well aware that some are required by law, but only bare minimum coverages . . . how many people actually carry those minimum coverages and 'self insure' the excess? VERY few. It's a concept that just doesn't work very well.
  • I agree with SD. If still not convinced ask for a copy of the exceptions and if there is any annual inspection. And for the cost of the annual inspection.