blown tire collision or comprehensive

chiefneon wrote:

nano wrote:

chiefneon wrote:
I agree with others regarding Goodyear (GY) tires. We've had our share of tire tread seperation which caused damage to our 5er. GY has paid each and every time for tires and damage.

How many times have you had tread separation with your GY tires? How many miles were on them?

Howdy!

I've filed five different claims with GY and they have always paid. The first was with my used 5er we purchased. We then purchased a new 5er with GY G614 tires. We had four claim regarding G614 tires. The tires were always within the five year warranty, and never a question about miles as the tread was missing. Also each time I advised GY I was not comfortable with the tires (G614s) and they not only paid for damages and tires I had purchased they replaced all the other tire on my 5er. We upgraded to 17.5 rims and tires and have not had any tire problems after doing so two years ago. I had a Michelin tire seperate and they would not even talk to me about a claim. As stated GY stands behind their product.

Also you cannot count on a tire dealer to help you. You must contact GY to file the claim are insist to the dealer you intention and have them assist you filing the the claim.

"Happy Trails"
Chiefneon

I did the 17.5 H GY upgrade but I never had a problem with the G. My Dad had problems on the GY G tires that came on his 96 HitchHiker. He delt directly with GY and they gave him new tires and no problem paying for damages.

It is the case of pay me now or pay higher Insurance premiums in the future when you turn in a claim for damages caused by cheep tires.

nano wrote:

chiefneon wrote:
I agree with others regarding Goodyear (GY) tires. We've had our share of tire tread seperation which caused damage to our 5er. GY has paid each and every time for tires and damage.

How many times have you had tread separation with your GY tires? How many miles were on them?

Howdy!

I've filed five different claims with GY and they have always paid. The first was with my used 5er we purchased. We then purchased a new 5er with GY G614 tires. We had four claim regarding G614 tires. The tires were always within the five year warranty, and never a question about miles as the tread was missing. Also each time I advised GY I was not comfortable with the tires (G614s) and they not only paid for damages and tires I had purchased they replaced all the other tire on my 5er. We upgraded to 17.5 rims and tires and have not had any tire problems after doing so two years ago. I had a Michelin tire seperate and they would not even talk to me about a claim. As stated GY stands behind their product.

Also you cannot count on a tire dealer to help you. You must contact GY to file the claim are insist to the dealer you intention and have them assist you filing the the claim.

"Happy Trails"
Chiefneon

Me Again wrote:

peaches&cream wrote:

RECVEH2005 wrote:
Cummins12V98:

Maybe Geico got my attention, but their advertisements are so annoying and STUPID that I would NEVER consider purchasing their insurance coverage!

Mike

Just like the advertizements for Dodge Ram Trucks. I would never own one of those. GM always. :S

You are not buying the truck, you are buying the Cummins engine, and in your sig line I see your MH has one! Six in a row, made to tow! Simplisty and reliability in one package! FWIW the new RAM's are pretty nice now.

Chris

Yes they are! I am still impressed after 1.5 years of ownership. Except for the tires, I have a post on them in Tow Vehicles.

peaches&cream wrote:

RECVEH2005 wrote:
Cummins12V98:

Maybe Geico got my attention, but their advertisements are so annoying and STUPID that I would NEVER consider purchasing their insurance coverage!

Mike

Just like the advertizements for Dodge Ram Trucks. I would never own one of those. GM always. :S

You are not buying the truck, you are buying the Cummins engine, and in your sig line I see your MH has one! Six in a row, made to tow! Simplisty and reliability in one package! FWIW the new RAM's are pretty nice now.

Chris

rtaylor0830 wrote:
I spoke to geico today and they said that it was a collision because the tire hit the wheel well. I told them to read my comp policy and one of the comp covers was explosions which i told them the tire exploded which caused the contact with the wheel well. THEY THEN CHANGED IT TO COMP COVERAGE.

Glad to see they finally got it right. I think you just had an inexperienced claim rep initially. That can happen with most any company.

peaches&cream wrote:
Here is the definition as per Geico:

4.Comprehensive physical damage coverage pays for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen; or damaged by flood, fire or animals. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.

5.Collision coverage pays for damage to your car when your car hits, or is hit by, another vehicle or other object.


It appears your vehicle was hit by a object (tire) and caused the damage. Therefore it falls under Collision coverage.

http://www.geico.com/getaquote/auto/coverages-explained/

Peaches, if this were accurate, if a tree fell over on the unit it would be a collision by your interpretation.

RECVEH2005 wrote:
Cummins12V98:

Maybe Geico got my attention, but their advertisements are so annoying and STUPID that I would NEVER consider purchasing their insurance coverage!

Mike

Just like the advertizements for Dodge Ram Trucks. I would never own one of those. GM always. :S

ScottG wrote:
A blowout is covered under you comp. coverage - as mine was.

+1

I have had several over the years on business vehicles.

ALL, repeat ALL, were comp coverage.

Progressive ads are almost as bad as Geico.
Don

RECVEH2005 wrote:
Cummins12V98:

Maybe Geico got my attention, but their advertisements are so annoying and STUPID that I would NEVER consider purchasing their insurance coverage!

Mike

Yea I agree, actually they all seem to have some stupid type of ad.