I had a tire blow out and i have geico insurance. The blowout caused damage to the camper because i had to get off the bay bridge before i could pull over. I have been told that i am at fault and this will be a collision claim. I told them if I am at fault for a tire blowing (which the air pressure was checked before the trip and brakes and tires were serviced less than a year ago) then they can call me Jesus Christ for now on. How can this not be a comprehensive claim it is an act of god. Anyways they are reviewing the claim again because i told them if i am at fault cancel all my policies.

"A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time."Which two bodies were involved? Ask 'em!

I suspect Geico is trying to abdicate their responsibilities.

Does it really matter as long as they pay the claim? I don't have any deductables on either my comp or collision with my disappearing deductables.

BuckBarker wrote:"A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time."Which two bodies were involved? Ask 'em!Tire and the roadTire and the bodyTire and the rimTake your pick...it's a collision.....Dennis

yes it does matter because if it is defined as collision it, they can and will raise premiums. If it is comprehensive they can not raise premiums, and tire to the road is not a collision the tire was where it was suppose to be on the road.

blown tire collision or comprehensive | Good Sam Community

Randu
Explorer
Apr 28, 2013
Each state has slighty different twist to insurance laws and regulations. Most definitely comp in MI. Fight it all you can. Randu
cjoseph
Explorer
Apr 28, 2013
I think the second moving object would have to be something other than your vehicle.

Do you insure the tire with one policy and the vehicle with another? I think I would fight it and immediately shop new insurance carriers once the claim is paid.
BuckBarker
Explorer
Apr 28, 2013
Executive wrote:
BuckBarker wrote:
"A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time."

Which two bodies were involved? Ask 'em!

Tire and the road
Tire and the body
Tire and the rim

Take your pick...it's a collision.....Dennis

BRILLIANT! JUST BRILLIANT! It may be a moving incident but it is no collision.
ScottG
Nomad
Apr 28, 2013
A blowout is covered under you comp. coverage - as mine was.
rtaylor0830
Explorer
Apr 28, 2013
yes it does matter because if it is defined as collision it, they can and will raise premiums. If it is comprehensive they can not raise premiums, and tire to the road is not a collision the tire was where it was suppose to be on the road.
Executive45
Explorer III
Apr 28, 2013
BuckBarker wrote:
"A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time."

Which two bodies were involved? Ask 'em!

Tire and the road
Tire and the body
Tire and the rim

Take your pick...it's a collision.....Dennis
jetboater454
Explorer
Apr 28, 2013
Does it really matter as long as they pay the claim? I don't have any deductables on either my comp or collision with my disappearing deductables.
SuperdutyII
Explorer
Apr 28, 2013
I suspect Geico is trying to abdicate their responsibilities.
BuckBarker
Explorer
Apr 28, 2013
"A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time."

Which two bodies were involved? Ask 'em!

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blown tire collision or comprehensive

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