It is necessary to have a generator in a 5th wheel, I know some have them some don't. We are looking to go to a 5th from our class a and we really don't use ours a lot now.
Seems to be fairly rare to find a genset in a FW. We did some longterm dry camping at Key West and ran a Honda 3000i roughly six hours a day to recharge batteries and run the AC on really hot days. All depends on what type of camping you do.