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quentinlindsay wrote:
So far, that is 700 or so payload from the 2600 the truck is rated for. That leaves me 1900.

Please add 200 lbs for the hitch.

quentinlindsay wrote:
Trailer I am looking at is a copper canyon 324fwbhs (2014), and it has a dry weight of 10800lbs and tongue of 2100lbs @ 20%. Yes, that is a little over the payload for the truck that is left, but if I load properly that can be compensated a little, .

On most fivers, with so much storage located so far forward plus batteries/propane and little storage behind the axles, it is difficult to "compensate", I've tried that strategy on multiple fivers. Anyway if the dry pin weight is 20%, wet always increases at a higher percentage, like 40%. So add 1500 lbs wet and 600 lbs of that is likely to show up on the pin. So adding in hitch weight and cargo you are at 2900 lbs vs. 1900 lbs available. This is more than just a little overweight. There are plenty of owners here that weigh their rigs regularly and can give you their experiences with dry vs. wet pin weights.

If you ignore the truck's GVWR and focus only on GAWR, which is probably about 6084 lbs, then you have 3100 lbs available and you will likely have a few hundred lbs margin. Again, the GAWR is tire capacity limited and your families safety is 100% tied to tire reliability. Adding a TPMS with real psi and temp readings might be wise, or upgrading to higher capacity tires. Or maybe you are fortunate with higher rated tires already (please check) and a GAWR above 6084 lbs.

With fivers, the right term is pin weight, not tongue weight.