I know you said you did not want to break the bank. It sounds like you will have a 5th wheel for a while. Plus you bought a new one. I bought my first 5th wheel in Sept 2006. Never had one before. Had a cabover camper for 23 years. I listened to a friend who had a regular Reese hitch till January 2006. He bought a 25k airsafe hitch with a Holland/Binkley Head. He pulls his center console boat behind the 5th wheel to the lake. He said he forgot and left a soap bottle on the kitchen counter when they left to go home one time. When he got home the soap bottle was still on the counter where he left it. I spent the money for the 25k airsafe hitch with the Holland/Binkley head. It only hurts when you write the check. But I am glad I did. I have a 36 foot Carriage 5th wheel and I don't even know it is back their. It just floats going down the road. Their is no stress on the 5th wheel or the truck. Even the wife said the first time, that you don't even feel the 5th wheel back their. Wife had some nick nacks on a end table at the back of the trailer. You know that behind the wheels is the roughest riding. At the end of the day the nick nacks were still on the end table and did not move. Now if you slam on the brakes that is a different story. On our first trip the first thing I did was see if the dishes in the cabinet had moved. Nothing moved. I know the hitch is a lot of money. But you paid a lot of money for your 5th wheel. Like I said it only hurts as you write the check out.