How is Southeast Financial?

As far as terms, yes, most are about the same as one another. But this is kind of like picking a dealer to buy from. No two are alike, and some are certainly better than others. And some are really bad.

While I like the terms of the loan I have, it's a small credit union. Can't make online payments, and their customer service is terrible. Wish I had known that when the dealer did the search.