How is Southeast Financial?

avvidclif1 wrote:
I would add a note to that. There are over 1000 ways to figure interest. I don't go by the rate but the monthly payment. I tell them the size of the loan and the term. I get a monthly payment that I can compare to another monthly payment. Many times you will find the lower rate has a higher payment. It's all in how the interest is figured.

Bunch of hooey. Federal law REQUIRES disclosure of the terms of any loan, and that includes the interest rate. Borrowing money is pretty much a commodity based exercise. Only things like late payment penalties, early termination charges and the like vary from lender to lender. Unless they use a guy name "Knee Smasher Sal" to collect late payments, you go with the best interest rate, the lender really doesn't make a difference.