Golden_HVAC wrote:
I wonder why it is legal for the proposed insurer to ask what your prior coverage was, or it's cost! I have been asked to show a renewal form to the insurance agent before they could give me a quote. It is sort of like the 'sealed bid process that Governments are required to have for when they buy a new truck, however the insurance agents are requiring that they look at what your renewal is before giving you a price!".
Hopefully you will be as happy with Farmers as I am.
Fred.
Good luck!
Fred.
Two reasons I can think of. First, they want to know if you have been driving without insurance, a big no-no; and second, they want to know, by looking at your premium, if your were in a high risk category. Either one could could have an adverse affect on their decision to issue a policy.