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rdmotex3's avatar
rdmotex3
Explorer
Dec 18, 2020

Insurance on a 2021 Fifth Wheel

All, just bought a new fifth wheel and I am curious to hear what insurance most carry. We have a note on the trailer and I obviously what replacement cost on the trailer. Any recommendations are welcome.
  • Take it from me.... IF POSSIBLE get full replacement coverage... You will never know when you need it... Ask me how I know !
  • The phone agents for Good Sam's RV Insurance (which is really General American) are very well versed in what coverages you need depending on what you have and how you use it.

    They also have a feature that lets you put the trailer in "storage" for months when you are not on the road. Due to medical issues and then COVID, my fiver had been in storage for almost two years now at a significantly reduced cost.
  • You can only get comprehensive with a rider for personal property in the trailer, like laptop, etc. Collision and liability are covered by the tow vehicle since the trailer can't be going down the road by itself.

    When you say "what insurance" and you asking for coverage values, coverage types or company recommendations?