Note: spelling isn't the best. It sounds like you are in the same spot I was in approximately 2017. Before I retired five years ago I must of spend four long years looking for a good quality use 5th wheel. My budget was at a top end was $65,000 until I got a quote for a load from the bank. Hope you don't mind paying around $800.00 to $1,0000 per month 4.5% RV loan. I wasn't going cash in my investments that were making over 10% at the time. More later on that. Narrowed my choose down to a used Alpinelite or a Artic Fox. Good luck if you can find a Alpinelite 5th wheel. Good units but they haven't made them for many years now.
So, I moved on looking for a good used Artic Fox in the size of 27 foot to 30 foot. I found that I could not get a nice used unit that was less than 10 years old at the time for under $40,000 from even a private seller. New units at the time were pushing around $55,000 to $65,000.
After about four years of research and looking I came across in the RV Trader a 2010 34 foot Mobile Suites 5th wheel for sale from a private party. I really didn't want that big or long of a RV because of the limited camp sites that will handle a 34 foot plus unit. Only after researching this brand of 5th wheel I drove 500 miles one way to California to check it out. I found out that Mobile Suites 5th wheels are are on the higher end of 5th wheels. Disc breaks, hydric landing gear, real wood cabinets and much more. The owner paid well over $110,000 for it new. After a professional RV inspection I paid right at $34,000.00. Wife loved it and we felt we couldn't pass up the best deal I found in years even though it was 34 foot long and weights 11,500 dry weight. Yes, I got a bank loan for it and in another year I should have the RV paid off.
Had to also buy a different truck to pull the Mobile Suites. My new truck took the place of my house mortgage payments of about $900.00 per month. The old 99 Dodge 2500 diesel could only pull "SAFELY" 9,400 lbs. And yes I did many hours of research on how to figure how much a vehicle can "SAFETLY" tow. Purchased a new 2017 3500 dually and would not buy any truck without the new types of breaking controls. Try going down a 8 plus grade without the newer diesel break control pulling 10,000 plus pounds. Just maybe you will make it.
PS: A lot of RV salers will tell you that you can safety pull a 34 foot 12,000 lbs plus 5th wheel with a VW Bug.
