It amazes me that no matter what the OP's ask on this forum the responses are most always about what their truck can or can't handle.
OP, we looked at Cardinals and Montana's and Cedar Creeks this pass go round and we thought the Cardinal and Montana we pretty close as far as build quality and options. The Cedar Creek seemed to use to be the better unit of the three. We didn't end up with any of those because we are just going to hold out to see if the Cedar creek will come back with the darker wood work. Again though, if only the two options (Cardinal/Montana) I don't believe there is much difference you are just going to have to choose the one you like better.