Thanks for the replies, anything we carry will be in the trailer garage not in the bed of the truck as to limit how much lose in payload. There is only the two of us so figure the minimum payload we would have after adding anything and us would be about 1700 available for the trailer, I believe the T32H meets all criteria and keeps me under all weights but have read a couple posts that state may be an issue towing something that is almost 38' any thoughts? again just want to be sure before making the purchase do not want buyers remorse.