ford truck guy wrote:
Even If I didn't plow snow, I would have 4X4 .. Only needed it 2-3 times, I look at it like insurance, don't like to pay it, but darn glad you have it when needed....
I bought my first truck for 5th wheel towing, a 4x4, on the advice of a coworker who told me if I ever really needed it, I would be glad I had it. That came true on a couple of occasions, most prominently when I had to pull my trailer up a steep, wet road to escape suddenly rising waters.
Everyone must decide for themselves how much risk or inconvenience they are willing to take or experience. One only knows in hindsight. I am not sure there is any one "right choice" for everyone, looking into the future.