I have Progressive, now as a Fulltimers. We lost our 2016 in the flood in WVa June 24th, filed a claim on the 25th, I had a claim number that day. In two weeks, they totaled out our 5er, towed it off and we had a check to pay for the one we have now. I didn't get stuck with higher rates either. Fulltimers covers my unit for full price and is insurance like you carry on your home... or regular insurance. Great rates, and the way they treated my wife and I during that time frame, I'll stick with them.
Jim