I will reiterate, as did Old Biscuit that our 2016 Jayco 45' Seismic was deemed totaled in WVa flooding, got 5' high in our unit... ( I consider that major) , and in a little over TWO weeks had a check in hand for full purchase price... Got either daily emails and/or were called almost Dailey being kept up to date on everything going on. That unit was what we were going to fulltime in starting less than 2 months later. Also, even with that payout, my fulltimers ins is less in WV than my reg RV ins was in NC!!. I know Progressive from experience... Will stick with them for the excellent way they treated my wife and I and our situation at that time.. We had signed contract to sell our home about 2 days before flood totaled our 5er... We were clueless on how long everything would take.. Progressive was there for us during that time frame and made whole ordeal a lot less stressful.
Jim& Kathy