RV Insurance
Currently we have our fifth wheel insured under USAA but it has proven to be a bad experience. They don't have their adjusters do the inspections but use another company, Vspec to do the claims. I wou...
Forum Discussion
rob990 wrote:
Interesting question comes up -- if you're a fulltimer, registering a domicile can conceivably be done in any state, right?
If fulltimer RV insurance varies per state, where is the cheapest place to domicile?
We choose SD as our domicile state.
Easy to become resident, cheaper registration fees (vs CA), cheaper insurance (We had a Full Timers coverage ---same coverage as S&B PLUS auto coverage)
After a few years we thought of 'moving'----change of address to TX
FT Insurance coverage would have been 1 1/2 times higher ---same company/same coverages.
Agent stated FL would be higher also
SD, TX, FL were routinely used as 'domicile' states for FT RVrs.
Then Obamacare happened.
If not on Medicare/under 65 then scratch SD & TX off list.
No PPO for nation wide coverage....only within state
And we all know when you need hospitalization/medical care as a traveler it will be while you are 1000s mile away from domicile .
