Forum Discussion

dandabradford's avatar
Jan 10, 2017

RV Insurance

Looking for a good insurance company for our 5th wheel, all suggestions please

15 Replies

  • We use Nationwide, but it's pretty expensive. Not sure if we could get it for less elsewhere, but we're happy with the coverage. They replaced our roof after we caught a low hanging tree branch, no questions asked. Cut us a check and we were able to get the roof of our choosing.
  • I've used Geico for years and have been pretty happy with them. The RV coverage is just a rider on my truck policy.
  • Consider what coverage's you need. Personal effects, replacement cost, agreed value, full-timer, permanent attachments, vacation liability, emergency expense, full glass, and pet injury. Consider if you can save money on your insurance while your RV is in storage. And finally consider how policies will interact for deductibles and things like hitch coverage. Just because a quote is the cheapest doesn't mean it meets your needs and requirements.
  • Have had State Farm for all our needs for years. Not always the cheapest, but we have never ever had a problem with a claim.