Rv insurance

Foremost is a division of Farmers Insurance if that makes a difference. I have had them for a while on my 5er but never had a claim

I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.

4X4

What if a big ole tree falls on it, or or a twister takes it for a ride, or a gigantic hail storm, etc??

I have everything bundled with my parent company, USAA.

4x4ord wrote:
I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.

Your TV insurance may only cover you for liability (damage you cause to someone else while it is hooked up to the TV), not for any losses you caused to yourself.

I've had Progressive for years - on my boats as well as my RV. But, knock on wood, I have never had a claim.

One thing that is nice about Progressive is that they do have a disappearing deductible. It goes down every year you don't have a claim.

And yes, at least here, the TV policy will only cover liability. Without an insurance policy on the RV, you are on your own for any damage to the RV should something happen.

wing_zealot wrote:

4x4ord wrote:
I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.

Your TV insurance may only cover you for liability (damage you cause to someone else while it is hooked up to the TV), not for any losses you caused to yourself.

Yeh its a little risky, probably not the recomended way to do things.

4x4ord
May you never have a fire or a person fall and hurt themselves in your rig.

Denali2015 wrote:
Need help choosing between Progressive and Foremost rv insurance companies. I don't have any experience or knowledge about them. The one advantage is that I can get replacement cost with Foremost but not with Progressive because my fifthwheel is just over 2 years old. Need any advice anyone can give me...have to make the change on Monday... Stressed out....

We had Foremost RV insurance on our Forest River 5th wheel. They are awesume. We had 2 major claims that were taken care of with no trouble. We had to have the rubber roof replaced that was torn by a tree. Then we had a water leak that damaged the floor of the pass-thru and had to be replaced. Our rv repair man took photos of the damaged and sent them in to Foremost. We didn't have to do any paperwork. The insurance co. didn't even send anyone out to inspect the damage.
ken and sue

Using National General through Good Sam Diminishing deductible. No claims but have the option of storage which reduces cost.

Well here is my brothers truck and what is left of the travel trailer on the right beside the truck, had truck insured, but not trailer or contents, he lost everything that had been in trailer as when it came apart it burned up.
So I like having insurance on my stuff.