Rv insurance

If you add your trailer or 5th wheel to an auto policy ask them about how things like personal property, permanent attachments and liability are handled. Would you have to involve your homeowners policy? Would this mean two deductibles? Are items such as awnings subject to depreciation? Having a separate RV policy might be a better option.

Progressive !
I am switching our vehicles and our home owners to them. Here is why:

Last year we bought a new travel trailer and couldn't find any one to insure it.
My brother in law suggested Progressive since he had it for his power boat and they paid on several different claims almost immediately.
Our travel trailer was just in Key Largo and Irma sent a five foot surge of sea water through it naturally totaling it.
On the way down to salvage what we could we contacted Progressive and they gave us a claim number and said an adjuster would be in contact but it might be a while due to the large amount of claims.
Two days later we got a call from their office and asked if we could meet with the adjuster on Sunday. We said yes and then we got a call from him saying he was in the area and if we were available could meet with us now. (that was Friday) He met, took one look, took pictures and totaled the trailer. He said he would write up his report and e-mail it to the office. About an hour later we got a call and said there would be a check for the full amount we paid for the trailer less our deductable waiting for us this past Moncday, (which is now in our bank).
We also have papers to fill out for damaged contents and emergencey expenses incurred.

Need I say more !

Jack L

partsman01 wrote:
Well here is my brothers truck and what is left of the travel trailer on the right beside the truck, had truck insured, but not trailer or contents, he lost everything that had been in trailer as when it came apart it burned up.
So I like having insurance on my stuff.

I can certainly understand carrying insurance. For many years I chose to be my own insurance provider in a way and carried insurance only where required by law. Until recently even my home was not insured. Presently I have insurance on the house and full coverage on our autos. The motorcycle has only liability and property damage, quads are not insured and RV is only covered for liability through tow vehicle while hooked up. I've probably saved enough on premiums to replace my old RV wkth a newer one should something happen to it.

Why not have your RV added to your truck policy???

I have Farmers and my Agent checked with RV added to truck policy and with Foremost and was less with Farmers on truck policy.