Need help choosing between Progressive and Foremost rv insurance companies. I don't have any experience or knowledge about them. The one advantage is that I can get replacement cost with Foremost but not with Progressive because my fifthwheel is just over 2 years old. Need any advice anyone can give me...have to make the change on Monday... Stressed out....

Foremost is a division of Farmers Insurance if that makes a difference. I have had them for a while on my 5er but never had a claim

I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.

4X4What if a big ole tree falls on it, or or a twister takes it for a ride, or a gigantic hail storm, etc??I have everything bundled with my parent company, USAA.

4x4ord wrote:I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.Your TV insurance may only cover you for liability (damage you cause to someone else while it is hooked up to the TV), not for any losses you caused to yourself.

I've had Progressive for years - on my boats as well as my RV. But, knock on wood, I have never had a claim.One thing that is nice about Progressive is that they do have a disappearing deductible. It goes down every year you don't have a claim.And yes, at least here, the TV policy will only cover liability. Without an insurance policy on the RV, you are on your own for any damage to the RV should something happen.

Rv insurance | Good Sam Community

wing_zealot
Explorer
Sep 23, 2017
4x4ord wrote:
I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.
Your TV insurance may only cover you for liability (damage you cause to someone else while it is hooked up to the TV), not for any losses you caused to yourself.
Dave_H_M
Explorer II
Sep 23, 2017
4X4

What if a big ole tree falls on it, or or a twister takes it for a ride, or a gigantic hail storm, etc??

I have everything bundled with my parent company, USAA.
4x4ord
Explorer III
Sep 23, 2017
I've never purchased rv insurance. I believe insurance on the TV is all that is essensial.
darsben1
Explorer
Sep 23, 2017
Foremost is a division of Farmers Insurance if that makes a difference. I have had them for a while on my 5er but never had a claim

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