Safeco Insurance - towing coverage?

Graycat wrote:
I've been reading on other forums that the regular towing coverage on a policy will not really cover towing a FW. I have Safeco and pay $18 per year for Roadside Assistance. I just called to see if that covered a tow truck for both the TV and the FW and the lady I talked to (not an agent) told me yes that it was fully covered. I asked if there was a mileage limit and she read me the paragraph off the website: "If your RV becomes uninhabitable, your coverage includes housing and transportation costs. It also covers the loss of personal property from your RV." It doesn't say anything about a mileage cap or unlimited mileage and when I pressed her, the girl said she would have to find out.

My question is for anyone with Safeco. Have you ever had to use the towing and was there a limit of any sort?

If it does cover 100%, why would anyone pay $179 per year for Coach Net?

"If your RV becomes uninhabitable ......

OK - so your tow vehicle brakes down.
You need it AND your perfectly fine (INHABITABLE) 5th wheel towed.

IMO - the policy does *not* cover this (simple) situation.

Ask - your source AND also ask if you can call the (real) provider which will be one of the national motor clubs who underwrite ERS and towing.
(ie; NOT Coach Net, or GS, etc.)

BTW - ERS is *NOT* the same as the poster indicating his Safeco insured RV was destroyed (which obviously rendered it UN-inhabitable).

Why most folks have CN, GS, US Rider, (etc.) Emergency Road Service
("ERS")

RE-read the fine print, pin 'em down - make sure YOU see/have it in writing.

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