Ive seen it when someone had a pro insulation co. sprayfoam the belly of a 5er. Owner heat traced water lines and tanks, He still froze up . What a mess to try to fix. Best insulatation improvement is to keep the airspace around water systems and insulate under. with hi density foam panels.
with 2 of my TTs we wintered over in in Canada we heat traced water systems, dropped the axles screwed 1 1/2" pvc to the frame pulled out the Fiber glass then used 3" of rigid foam (r5/") and put the coroplast underbelly back on.